Terms of Service

These Terms of Service govern your use of the Lakshya International Edwise website and enquiry services. By accessing our site or submitting information, you agree to these terms.

Lakshya International Edwise provides education loan advisory, lender comparison, and ancillary student finance guidance. We act as an intermediary connecting students and families with lending partners; we are not a bank or NBFC unless explicitly stated.

Our services include eligibility assessment, document guidance, lender coordination, and support for related products such as forex transfers and blocked accounts where offered.

Loan sanction, interest rate, disbursement timeline, visa approval, and university admission decisions are made solely by lenders, embassies, and institutions. We provide professional guidance but cannot guarantee approval, specific ROI, or processing times.

Illustrative rates, amounts, and timelines on our website are indicative and subject to lender policy, credit assessment, and regulatory requirements at the time of application.

Student counselling and loan comparison through Lakshya International Edwise is provided without service charges to students unless otherwise communicated in writing for a specific premium service.

Lenders may levy processing fees, insurance premiums, or other charges per their schedules. We disclose partner fee structures transparently during the application process.

When using our services, you agree to:

All content on this website — including text, branding, layouts, and proprietary tools — is owned by Lakshya International Edwise or licensed to us. You may not copy, redistribute, or commercially exploit materials without written permission.

To the fullest extent permitted by law, Lakshya International Edwise is not liable for indirect, incidental, or consequential damages arising from use of the website or reliance on indicative information. Our liability for direct damages is limited to fees paid to us for the specific service giving rise to the claim, if any.

These terms are governed by the laws of India. Disputes shall be subject to the exclusive jurisdiction of courts in Chennai, Tamil Nadu, unless otherwise required by mandatory consumer protection law.

We may update these terms periodically. Continued use after changes constitutes acceptance. Last updated: July 2026.