Lakshya

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Privacy Policy

Lakshya International Edwise is committed to protecting your privacy. This policy describes how we handle personal information when you use our website, submit loan enquiries, or communicate with our counsellors.

Last updated: July 2026

Introduction

Lakshya International Edwise ("we", "us", or "our") operates lakshyainternationaledwise.com and related digital channels. This Privacy Policy explains how we collect, use, store, and protect personal information when you enquire about overseas education loans, ancillary student services, or partner programmes.

By submitting a form, contacting us, or using our website, you consent to the practices described in this policy. If you do not agree, please do not use our services.

Information We Collect

We may collect the following categories of information:

  • Identity and contact details: name, phone number, email address, and city
  • Education and loan profile: target country, course, university, loan amount, and academic background
  • Financial indicators shared for eligibility: income range, collateral availability, and CIBIL-related disclosures you provide voluntarily
  • Communication records: messages, call notes, and WhatsApp interactions related to your enquiry
  • Technical data: IP address, browser type, device information, and pages visited (via standard analytics cookies where enabled)

How We Use Your Information

We use personal information solely for legitimate business purposes, including:

  • Assessing education loan eligibility and recommending suitable lenders
  • Coordinating applications with banks, NBFCs, and international lending partners
  • Providing counselling on forex, accommodation, blocked accounts, and related student services you request
  • Responding to enquiries and sending service-related updates
  • Improving our website, compliance processes, and customer experience
  • Meeting legal, regulatory, and audit obligations applicable to financial intermediation

Sharing With Lenders and Partners

To process your education loan application, we share relevant information with lending institutions and authorised partners only with your knowledge and consent. This may include banks, NBFCs, international lenders, university representatives, and compliance vendors.

We do not sell personal data to third parties for marketing purposes. Data is shared on a need-to-know basis for application processing, disbursement support, and services you explicitly request.

Data Retention

We retain enquiry and application records for as long as necessary to fulfil the services requested, comply with applicable law, resolve disputes, and maintain business records. Typical retention for active loan enquiries is up to seven years from last meaningful contact unless a longer period is required by regulation or lender agreements.

You may request deletion of marketing communications or correction of inaccurate data subject to legal and contractual constraints.

Security

We implement administrative, technical, and organisational safeguards including encrypted transmission, access controls, and secure hosting practices. No method of transmission over the internet is completely secure; we continuously work to protect information in our custody.

Your Rights

Depending on applicable law, you may have the right to:

  • Access personal data we hold about you
  • Request correction of inaccurate information
  • Withdraw consent for non-essential communications
  • Lodge a complaint with a relevant data protection authority

Contact Us

For privacy requests or questions about this policy, contact us via the details on our Contact page or email support@lakshyainternationaledwise.com.

This policy was last updated in July 2026 and may be revised periodically. Material changes will be reflected on this page.

Questions? Contact our team