Study Abroad Without a Cosigner or Financial Guarantor
MPOWER, Prodigy Finance, and select partners fund eligible US universities without a guarantor — strong admits and STEM/business outcomes help.
At Lakshya International Edwise, we help students access Non-Cosigner Loan (without guarantee) options through trusted international and Indian lenders such as MPOWER, Prodigy Finance, Avanse Global, and selected partners.
With this option, students can pursue their dream education without requiring a parent, guardian, or relative to co-sign the loan. Your future is evaluated based on your education, career prospects, university, and course — not only your family's financial profile.
This is ideal for ambitious students with strong academic potential and admission to reputed universities who may not have a financially eligible co-applicant.
Non-Cosigner Loan (without guarantee) — Document Checklist
Documents required specifically for a Non-Cosigner Loan (without guarantee) for USA. This list is not shared with other loan types.
- Passport and visa / admission offer letter
- 10th, 12th, and graduation mark sheets
- Degree / provisional certificate
- Entrance / language scores (IELTS, TOEFL, GRE, GMAT as applicable)
- University fee structure and cost of attendance
- Resume / CV and Statement of Purpose (if requested)
- Aadhaar and PAN
- Passport-size photographs
- Current address proof
- Student bank statements (if available)
- Offer letter from an eligible university
- Course and career outcome details
- Any scholarship / assistantship confirmation
- Previous education loan documents (if any)
